---
title: "Fairly compared with Splitwise, Tricount and Settle Up — Fairly"
description: "Honest, sourced comparisons of Fairly with Splitwise, Tricount and Settle Up: capture, explanations, simplified transfers, currencies, guest links, price and platforms. Each column verified against the competitor's own documentation."
url: https://fairly.day/compare
language: en
---

Compare

# Fairly, compared honestly.

Every column below was checked against the other app's own help center and store listing, with the date. Where they win, the page says so. Where we could not verify a claim, the cell says that too.

VERIFIED 2026-09-22

## Fairly vs Splitwise

Across 11 features: Fairly, 10 strengths and 1 limitations; Splitwise, 4 strengths and 4 limitations.

Splitwise is the incumbent with the biggest network and a mature web app, but its free tier caps you at four expenses a day, and receipt scanning and currency conversion sit behind Pro. Fairly is free for personal groups, reads receipts and voice, explains each split, and does not need your friends to install anything.

READ THE COMPARISON →

[VERIFIED 2026-09-22Fairly vs SplitwiseAcross 11 features: Fairly, 10 strengths and 1 limitations; Splitwise, 4 strengths and 4 limitations.Splitwise is the incumbent with the biggest network and a mature web app, but its free tier caps you at four expenses a day, and receipt scanning and currency conversion sit behind Pro. Fairly is free for personal groups, reads receipts and voice, explains each split, and does not need your friends to install anything.READ THE COMPARISON →](https://fairly.day/vs/splitwise)

VERIFIED 2026-09-22

## Fairly vs Tricount

Across 11 features: Fairly, 10 strengths and 1 limitations; Tricount, 4 strengths and 1 limitations.

Tricount is a strong free choice for European groups: no ads, no caps, multi-currency conversion included. It stays a form-based tracker, though. Fairly is also free and adds the capture layer (receipt, voice, sentence), explains every split, and sends non-users a link to see what they owe.

READ THE COMPARISON →

[VERIFIED 2026-09-22Fairly vs TricountAcross 11 features: Fairly, 10 strengths and 1 limitations; Tricount, 4 strengths and 1 limitations.Tricount is a strong free choice for European groups: no ads, no caps, multi-currency conversion included. It stays a form-based tracker, though. Fairly is also free and adds the capture layer (receipt, voice, sentence), explains every split, and sends non-users a link to see what they owe.READ THE COMPARISON →](https://fairly.day/vs/tricount)

VERIFIED 2026-09-22

## Fairly vs Settle Up

Across 11 features: Fairly, 10 strengths and 1 limitations; Settle Up, 4 strengths and 3 limitations.

Settle Up is a capable multi-platform tracker with solid currency handling, funded by ads and a cheap Premium that unlocks receipts and recurring expenses. Fairly has no ads and no paid tier for personal use, and puts capture and explanation first.

READ THE COMPARISON →

[VERIFIED 2026-09-22Fairly vs Settle UpAcross 11 features: Fairly, 10 strengths and 1 limitations; Settle Up, 4 strengths and 3 limitations.Settle Up is a capable multi-platform tracker with solid currency handling, funded by ads and a cheap Premium that unlocks receipts and recurring expenses. Fairly has no ads and no paid tier for personal use, and puts capture and explanation first.READ THE COMPARISON →](https://fairly.day/vs/settle-up)

## Try the one that explains itself.

No account needed for your first split. Free for friends and flats.

- iOS and Android
- Free for personal groups · no paid plan
- Friends don't need the app

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Site index for agents: <https://fairly.day/llms.txt>
