--- title: "Split bills with friends without the awkward chat — Fairly" description: "The bill-splitting app for friend groups where one person always pays: Fairly drafts the split from a sentence or a receipt, computes who owes whom, and drafts kind reminders you send only when you say so. Get paid back without nagging." url: https://fairly.day/for/friend-groups language: en --- Fairly for friend groups # The chat stays fun. One person always pays, the chat goes quiet when someone asks who owes what, and the money slowly stops coming back. Fairly drafts the split from a sentence or a receipt, computes who owes whom, and drafts kind reminders that you send only when you say so. The chasing stops being your job. SENTENCE → DRAFT FEWER TRANSFERS KIND REMINDERS SETTLE BY LINK *[Image: The settle sheet: two transfers and everyone is even]* What Fairly learns here ## Rules you can see, edit, and switch off. [How a split goes from capture to settled, in four steps →](https://fairly.day/how-it-works) - Dinners split evenly unless someone says otherwise “Left Marco out of the wine, he doesn't drink” becomes a rule the second time. - Settle when the balance passes €20 Fairly proposes a settle-up when it is worth a transfer, not after every coffee. - Reminders are kind and drafted for you “Hey Marco, the Lisbon trip is ready to settle, €28.90 whenever suits.” You tap send, or not. ## Questions from the group chat **Do all my friends need to install it?** No. You can be the only one with the app. Everyone else gets a link that shows what they owe and an “I've paid” button. If they do install it, they can capture too. **How does it decide who pays whom?** It simplifies who owes whom into a short list of transfers that makes everyone even, usually one or two for a whole trip, and explains each one in a sentence. You can see the math on the free settle-up calculator. **Will it message my friends by itself?** Never. Reminders are drafted for you and shown before sending. Nothing goes to anyone until you tap. That rule has no toggle. Fairly for… [Trips](https://fairly.day/for/trips) [Flats & roommates](https://fairly.day/for/roommates) [Couples](https://fairly.day/for/couples) [Erasmus](https://fairly.day/for/erasmus) [vs Splitwise & others](https://fairly.day/compare) - **0** — third-party requests this site makes Measured 2026-09-27 - **174** — automated tests on the split and settle math Measured 2026-09-27 Who makes it Fairly is built by Obsurvive, a small product team in Europe. We are making the app we wanted for our own trips and shared flats. ## Bring the group. Leave the math. No account needed for your first split. Free for friends and flats. - iOS and Android - Free for personal groups · no paid plan - Friends don't need the app --- Site index for agents: