--- title: "How Fairly splits a bill: snap, say, review, settle — Fairly" description: "Four steps from “we should split this” to done. Capture however is easiest, review the draft, let the home screen work ahead, settle in a few simple transfers. You make the decisions; Fairly does the accounting." url: https://fairly.day/how-it-works language: en --- How it works # From “we should split this” to done. How to split a bill with Fairly, in four steps. You make the decisions; Fairly does the accounting. Every screen below is the real app. 01 ## Capture it however is easiest right now Camera for receipts. Voice when your hands are full. Text for precision. Manual entry is one tap away the whole time. Automation earns its place; it doesn't trap you. WORKS OFFLINE — CAPTURE IN THE BASEMENT, IT POSTS WHEN YOU SURFACE *[Image: The receipt camera: a receipt found in the viewfinder, hold steady]* *[Image: Voice capture: listening to “I paid sixty euros for dinner tonight, split it with Ana and Marco”]* *[Image: A drafted expense with one blurry receipt line flagged for review and the per-person split]* 02 ## Review the draft — fix anything inline Fairly proposes the split using what it's learned about your group, explains its reasoning in one sentence, and flags anything it's unsure about instead of guessing. Reassign an item with a tap. Nothing posts until you approve. [Every promise behind that, on the trust page.](https://fairly.day/trust) 03 ## Live your life. The home screen works ahead The home screen assembles around what actually needs you: a finished trip ready to settle, rent drafted on the 1st, a kind reminder ready to send. When nothing's pressing, it stays calm — no manufactured urgency. And it always tells you why something is there. *[Image: The home screen with a proposal to settle the Lisbon trip and an automatic rent post]* *[Image: The settle sheet: two transfers and everyone is even]* *[Image: Settling up: one of two payments recorded, the other waiting]* 04 ## Settle in a few simple transfers A whole trip simplifies into a short list of payments that makes everyone even, usually one or two, explained in plain terms. Fairly never moves the money: you pay each other by Bizum, Revolut, bank transfer or cash, and the balance is only marked settled once the payment is recorded, by you, by the person you paid, or by a friend tapping “I've paid” on their link. [Try the settle-up math on your own numbers.](https://fairly.day/tools/settle-up) NOTHING IS SENT UNTIL YOU TAP · FAIRLY NEVER MOVES MONEY - **0** — third-party requests this site makes Measured 2026-09-27 - **174** — automated tests on the split and settle math Measured 2026-09-27 Who makes it Fairly is built by Obsurvive, a small product team in Europe. We are making the app we wanted for our own trips and shared flats. ## Feel it work in under a minute. No account needed for your first split. Free for friends and flats. - iOS and Android - Free for personal groups · no paid plan - Friends don't need the app --- Also in Spanish (español): Site index for agents: