Fairly vs Tricount,
honestly.
Tricount is a strong free choice for European groups: no ads, no caps, multi-currency conversion included. It stays a form-based tracker, though. Fairly is also free and adds the capture layer (receipt, voice, sentence), explains every split, and sends non-users a link to see what they owe.
Tricount is free with no ads and no limits, popular across Europe, and has in-app payment request links in Belgium, France, Germany and the Netherlands.
Fairly adds itemized receipt reading, voice capture, a one-sentence explanation for every split, and a link that shows people without the app what they owe.
| Feature | Fairly | Tricount |
|---|---|---|
| How you add an expense | Strength: Camera (itemized), voice, text, or manual | Structured form; receipt photo can be attached (line-item extraction not documented) |
| Explains the split | Strength: Every split explained in one sentence; unsure lines flagged | Shows amounts and balances; no plain-language reasoning |
| Simplified transfers | Strength: Simplified to fewer transfers, on by default, explained, free | Strength: Yes, proposes repayments that limit the number of transfers, free |
| Multi-currency | Strength: Multi-currency with conversion at the day's rate, free | Strength: Yes, daily conversion into the group currency, rate editable, free |
| Friends without the app | Strength: A link shows people without the app what they owe; they mark it paid, no account | Invite links open the app; a browser guest view is not documented |
| Moving money | Strength: Never moves money; you pay each other your usual way, then record it | Request links via Bancontact, iDEAL, Sofort or card in BE/FR/DE/NL (cards 2.5%); elsewhere recorded manually |
| Recurring expenses | Strength: Learned rules: rent, groceries, whatever repeats; drafted, you approve | Not documented in the help center unverified |
| Offline | Strength: Yes, queues and syncs | Strength: Yes |
| Price | Strength: Free for personal groups; no paid plan | Strength: Free, no ads, no limits (Premium was discontinued) |
| Platforms | Limitation: iOS, Android No web app yet | Limitation: iOS, Android |
| Corrections and audit | Strength: Automatic actions are logged and marked AUTO; any expense can be edited or corrected | Edit and delete expenses |
Tricount is made by bunq B.V. Their column was checked against their own help center and store listing on 2026-09-22; cells we could not verify say so. If something is out of date, tell us and we will fix it.
- Tricount features
- What happened with Tricount Premium
- Managing tricounts and expenses
- Request links
- App Store listing
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Fairly is built by Obsurvive, a small product team in Europe. We are making the app we wanted for our own trips and shared flats.
Try the one that explains itself.
No account needed for your first split. Free for friends and flats.
- iOS and Android
- Free for personal groups · no paid plan
- Friends don't need the app